:root{
  --black:#000000;
  --white:#FFFFFF;
  --soft:#F2F2F2;
  --light:#EDEDED;
  --gray:#5A5A5A;
  --line:#000000;
  --serif:'Cormorant Garamond','EB Garamond',Georgia,Garamond,serif;
  --script:'Lavishly Yours',cursive;
  --maxw:1180px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:var(--white);
  color:var(--black);
  font-family:var(--serif);
  font-size:18px;
  line-height:1.45;
  -webkit-font-smoothing:antialiased;
}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px}
a{color:var(--black)}
a:hover{opacity:.65}

/* nagłówek */
.top{border-bottom:1px solid var(--line);background:var(--white);position:sticky;top:0;z-index:20}
.top-in{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:14px;padding-bottom:14px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.logo-word{font-family:var(--script);font-size:38px;line-height:1}
.top-tag{font-size:13px;letter-spacing:.22em;color:var(--gray)}
.top-right{display:flex;align-items:center;gap:22px}
.top-back{font-size:13px;letter-spacing:.18em;color:var(--black);text-decoration:none;border-bottom:1px solid var(--black);padding-bottom:2px;white-space:nowrap}
.top-back:hover{color:var(--gray);border-color:var(--gray)}
.foot-hub{margin-top:14px}
.foot-hub a{color:var(--black)}


/* hero */
.hero{background:var(--soft);border-bottom:1px solid var(--line);padding:68px 0 60px;position:relative;overflow:hidden}
.hero .wrap{position:relative;z-index:2}
.kicker{font-size:13px;letter-spacing:.24em;color:var(--gray);margin:0 0 18px}
h1{font-size:52px;line-height:1.1;font-weight:600;margin:0 0 22px;max-width:22ch}
.lead{font-size:21px;max-width:62ch;margin:0 0 20px}
.note-hero{font-size:15px;color:var(--gray);max-width:62ch;margin:0}

.main{padding:56px 28px 20px}

/* zakładki */
.tabs{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--line);border-left:1px solid var(--line);margin-bottom:40px}
.tab{
  appearance:none;background:var(--white);border:0;border-right:1px solid var(--line);border-bottom:1px solid var(--line);
  font-family:var(--serif);font-size:17px;text-align:left;padding:16px 18px;cursor:pointer;color:var(--black);
  display:flex;flex-direction:column;gap:6px;min-height:92px;justify-content:center;
}
.tab span.num{font-size:12px;letter-spacing:.2em;color:var(--gray)}
.tab:hover{background:var(--light)}
.tab[aria-selected="true"]{background:var(--black);color:var(--white)}
.tab[aria-selected="true"] span.num{color:var(--white)}

/* panel */
.panel{margin-bottom:70px}
.mod-head{border-bottom:1px solid var(--line);padding-bottom:22px;margin-bottom:30px}
.mod-head .num{font-size:12px;letter-spacing:.22em;color:var(--gray);display:block;margin-bottom:10px}
.mod-head h2{font-size:38px;font-weight:600;margin:0 0 14px;line-height:1.15}
.mod-head p{font-size:19px;margin:0 0 12px;max-width:70ch}
.basis{font-size:16px;color:var(--gray);max-width:70ch;margin:0}
.basis a{color:var(--gray)}

.cols{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:start}
.cols > *{min-width:0}
.panel{min-width:0}

.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px 22px}
.f{display:flex;flex-direction:column;gap:6px;min-width:0}
.form-grid > *{min-width:0}
.f input,.f select{max-width:100%}
.f.wide{grid-column:1 / -1}
.f label{font-size:16px;font-weight:600;letter-spacing:.01em}
.f .hint{font-size:14px;color:var(--gray);line-height:1.35}
.f input,.f select{
  font-family:var(--serif);font-size:18px;padding:11px 12px;border:1px solid var(--line);background:var(--white);
  color:var(--black);border-radius:0;width:100%;
}
.f input:focus,.f select:focus{outline:2px solid var(--black);outline-offset:1px}
.f input.err,.f select.err{background:var(--light);border-width:2px}
.f .msg{font-size:14px;color:var(--black);font-weight:600;min-height:0}

.actions{display:flex;gap:14px;align-items:center;margin-top:28px;flex-wrap:wrap}
.btn{
  display:inline-block;font-family:var(--serif);font-size:16px;letter-spacing:.14em;text-transform:uppercase;
  background:var(--black);color:var(--white);border:1px solid var(--black);padding:14px 26px;cursor:pointer;text-decoration:none;
}
.btn:hover{background:var(--white);color:var(--black);opacity:1}
.btn.ghost{background:var(--white);color:var(--black)}
.btn.ghost:hover{background:var(--black);color:var(--white)}

/* wynik */
.result{border:1px solid var(--line);padding:0;background:var(--white)}
.result h3{margin:0;font-size:14px;letter-spacing:.2em;padding:14px 20px;background:var(--black);color:var(--white);font-weight:600}
.result .body{padding:20px}
.empty{color:var(--gray);font-size:17px;margin:0}
table.res{width:100%;border-collapse:collapse;font-size:17px}
table.res td{border-bottom:1px solid var(--light);padding:9px 0}
table.res td.v{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}
@media screen and (max-width:860px){table.res td.v{white-space:normal}}
table.res tr.sum td{border-top:1px solid var(--line);border-bottom:0;font-weight:700;font-size:19px;padding-top:14px}
table.res tr.head td{color:var(--gray);font-size:13px;letter-spacing:.18em;padding-top:20px;border-bottom:1px solid var(--line)}
table.res tr.mid td{border-top:1px solid var(--line);font-weight:700}
table.res tr.text td{padding:6px 0 14px;font-size:16px;line-height:1.5;color:var(--black)}
table.res tr.list td{padding:4px 0;font-size:16px;line-height:1.45}
table.res tr.list td .li{padding-left:16px;position:relative}
table.res tr.list td .li::before{content:'\2022';position:absolute;left:0;color:var(--gray)}
table.res tr.qa td{padding:10px 0;font-size:16px;line-height:1.45;border-bottom:1px solid var(--light)}
table.res tr.qa td .q{font-weight:700;margin:0 0 4px}
table.res tr.qa td .a{color:var(--gray);margin:0}
table.res tr.law td{padding:10px 0;font-size:15px;line-height:1.4;border-bottom:1px solid var(--light)}
table.res tr.law td .sig{font-weight:700;margin:0 0 3px}
table.res tr.law td .thesis{margin:0 0 3px}
table.res tr.law td a{color:var(--ink)}
.big{background:var(--black);color:var(--white);padding:18px 20px;margin:20px 0 0}
.big .lbl{font-size:12px;letter-spacing:.2em;display:block;margin-bottom:6px}
.big .val{font-size:32px;line-height:1.1;font-variant-numeric:tabular-nums}
.expl{font-size:15px;color:var(--gray);margin:18px 0 0;line-height:1.4}
.expl code{font-family:var(--serif);font-size:15px;color:var(--black);background:var(--soft);padding:1px 5px}
.flag{border-left:3px solid var(--black);padding:10px 0 10px 14px;margin:18px 0 0;font-size:16px;background:var(--soft)}
.flag p{margin:0}

/* sekcje dolne */
.global{border-top:1px solid var(--line);padding:46px 0 10px}
.global h2{font-size:26px;letter-spacing:.04em;margin:0 0 26px}
.global-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:30px 44px}
.global h3{font-size:20px;margin:0 0 8px;font-weight:600}
.global p{font-size:16px;color:var(--gray);margin:0}
.global p a{color:var(--black)}

.cta{background:var(--black);color:var(--white);padding:52px 34px;margin:60px 0 0;text-align:center;position:relative;overflow:hidden}
.cta h2,.cta p,.cta .btn{position:relative;z-index:2}
.cta h2{font-family:var(--serif);font-size:36px;margin:0 0 12px;font-weight:600}
.cta p{margin:0 auto 26px;max-width:56ch;font-size:19px;color:var(--light)}
.cta .btn{background:var(--white);color:var(--black);border-color:var(--white)}
.cta .btn:hover{background:var(--black);color:var(--white)}

.foot{border-top:1px solid var(--line);margin-top:70px;padding:34px 0 44px;text-align:center}
.foot p{margin:0 0 4px;font-size:15px;color:var(--gray)}
.foot .foot-disc{max-width:74ch;margin:0 auto 22px;font-size:14px}
.foot .foot-brand{font-size:17px;color:var(--black)}
.foot .foot-sign{margin-top:12px;font-size:17px;color:var(--black)}

@media (max-width:1000px){
  .cols{grid-template-columns:1fr;gap:34px}
  .tabs{grid-template-columns:repeat(2,1fr)}
  .global-grid{grid-template-columns:1fr}
}

@media (max-width:640px){
  body{font-size:17px}
  .wrap{padding:0 18px}
  .main{padding:36px 18px 10px}
  h1{font-size:33px;max-width:none}
  .lead{font-size:18px}
  .hero{padding:44px 0 40px}
  .logo-word{font-size:32px}
  .top-tag{display:none}
  .top-back{font-size:11px;letter-spacing:.12em}
  .tabs{grid-template-columns:1fr}
  .tab{min-height:0;padding:14px 16px}
  .mod-head h2{font-size:27px}
  .mod-head p{font-size:18px}
  .form-grid{grid-template-columns:1fr}
  .big .val{font-size:26px}
  .cta{padding:36px 20px}
  .cta h2{font-size:27px}
  .btn{font-size:15px;padding:13px 20px}
  table.res{font-size:16px}
}

/* ---------- dokument oferty ---------- */

body.of-open { overflow: hidden; }

#of-warstwa {
  position: fixed; inset: 0; z-index: 90;
  background: var(--light);
  display: flex; flex-direction: column;
}

.of-bar {
  display: flex; align-items: center; justify-content: space-between;
  gap: 16px; padding: 12px 20px;
  background: var(--black); color: var(--white);
  font-family: 'Poppins','Montserrat',Calibri,Arial,sans-serif; font-size: .78rem;
  letter-spacing: .12em; text-transform: uppercase;
}

.of-bar-btns { display: flex; gap: 10px; }
.of-bar .btn { background: var(--white); color: var(--black); border-color: var(--white); }
.of-bar .btn.ghost { background: transparent; color: var(--white); }

.of-scroll { flex: 1; overflow-y: auto; padding: 28px 16px 60px; }

.of-page {
  width: 210mm; max-width: 100%; min-height: 297mm;
  margin: 0 auto; padding: 18mm 16mm;
  background: var(--white); color: var(--black);
  box-shadow: 0 2px 24px rgba(0, 0, 0, .18);
  font-family: var(--serif); font-size: 10.5pt; line-height: 1.42;
}

.of-top {
  display: flex; align-items: flex-start; justify-content: space-between;
  gap: 20px; border-bottom: 1px solid var(--black); padding-bottom: 8px;
}

.of-logo { display: flex; align-items: center; gap: 8px; }
.of-word { font-family: var(--script); font-size: 1.9rem; line-height: 1; }

.of-meta { text-align: right; font-size: 9pt; color: var(--gray); }
.of-meta p { margin: 0; }

.of-h1 {
  font-family: var(--serif); font-size: 22pt; font-weight: 400;
  line-height: 1.2; letter-spacing: .04em; text-align: center;
  max-width: none; margin: 22px 0 20px;
}

.of-h2 {
  font-family: var(--serif); font-size: 12.5pt; font-weight: 400;
  letter-spacing: .08em; text-transform: uppercase;
  border-bottom: .6pt solid var(--black);
  padding-bottom: 3px; margin: 20px 0 9px;
  page-break-after: avoid;
}

.of-two { display: flex; gap: 26px; margin-bottom: 4px; }
.of-two > div { flex: 1 1 48%; min-width: 0; }
.of-two h3 {
  font-family: 'Poppins','Montserrat',Calibri,Arial,sans-serif; font-size: 7.6pt; font-weight: 600;
  letter-spacing: .16em; text-transform: uppercase;
  color: var(--gray); margin: 0 0 4px;
}
.of-two p { margin: 0; }

.of-tab {
  width: 100%; border-collapse: collapse;
  font-size: 9.6pt; margin-bottom: 4px;
}
.of-tab th {
  background: var(--black); color: var(--white);
  font-family: 'Poppins','Montserrat',Calibri,Arial,sans-serif; font-size: 7.8pt; font-weight: 600;
  letter-spacing: .12em; text-transform: uppercase;
  padding: 5px 7px; text-align: left;
}
.of-tab td { border: .5pt solid var(--black); padding: 5px 7px; vertical-align: top; }
.of-tab tr:nth-child(even):not(.of-sum) td { background: var(--soft); }
.of-tab .r { text-align: right; white-space: nowrap; }
.of-tab .nowrap { white-space: nowrap; }
.of-tab .nr { width: 118px; font-variant-numeric: tabular-nums; }
.of-tab .sub { font-size: 8.4pt; color: var(--gray); }
.of-tab .of-sum td { background: var(--black); color: var(--white); font-weight: 600; }
.of-tab .of-sum .sub { color: var(--white); }
.of-kv td:first-child { width: 46%; }

.of-list { margin: 6px 0 0; padding-left: 18px; font-size: 9.6pt; }
.of-list li { margin-bottom: 4px; }

.of-sign { margin-top: 22px; page-break-inside: avoid; display: flex; gap: 26px; }
.of-line { border-bottom: .5pt solid var(--black); margin: 22px 0 4px; }
.of-sign .sub { font-size: 8.4pt; color: var(--gray); margin: 0; }

.of-cta {
  text-align: center; font-size: 12pt;
  letter-spacing: .04em; margin: 22px 0 14px;
}

.of-foot {
  page-break-before: avoid;
  border-top: .5pt solid var(--black); padding-top: 5px;
  font-size: 8pt; color: var(--gray); text-align: center;
}

@media screen and (max-width: 860px) {
  .of-page { padding: 14px; min-height: 0; }
  .of-two { flex-direction: column; gap: 12px; }
  .of-tab { font-size: 9pt; }
  .of-tab .nr { width: auto; }
}

/* ===== wstepne odczytanie umowy ===== */
/* wstepne odczytanie umowy, blok nad kartami */
.ocr{border:1px solid var(--line);background:var(--white);padding:26px 26px 22px;margin:0 0 26px}
.ocr-head .ocr-num{display:block;font-size:12px;letter-spacing:.24em;color:var(--gray);margin:0 0 10px}
.ocr-head h2{font-size:26px;font-weight:600;margin:0 0 10px}
.ocr-head p{margin:0 0 8px;max-width:70ch}
.ocr-priv{font-size:15px;color:var(--gray)}
.ocr-row{display:flex;flex-wrap:wrap;align-items:center;gap:14px;margin:18px 0 0}
.ocr-file{position:relative;display:inline-block}
.ocr-file input{position:absolute;inset:0;width:100%;height:100%;opacity:0;cursor:pointer}
.ocr-file-txt{display:inline-block;border:1px solid var(--black);padding:11px 20px;font-size:13px;letter-spacing:.18em}
.ocr-file:hover .ocr-file-txt{background:var(--black);color:var(--white)}
.ocr-name{font-size:15px;color:var(--gray);min-width:0;overflow-wrap:anywhere}
.ocr-stan{margin:14px 0 0}
.ocr-stan p{margin:0;font-size:15px}
.ocr-info{color:var(--gray)}
.ocr-err{color:var(--black);font-weight:600}
.ocr-card{border-top:1px solid var(--line);margin:18px 0 0;padding:18px 0 0}
.ocr-src{font-size:14px;color:var(--gray);margin:0 0 10px}
.ocr-lead{margin:0 0 14px;max-width:70ch}
.ocr-warn{margin:0 0 14px;max-width:70ch;padding:12px 14px;background:var(--black);color:#fff;font-size:15px;line-height:1.45}
.ocr-none{margin:0;max-width:70ch}
.ocr-tab{border-collapse:collapse;width:100%;table-layout:fixed}
.ocr-tab td{border-bottom:1px solid var(--light);padding:9px 10px 9px 0;vertical-align:middle;min-width:0}
.ocr-tab td.c1{width:60%}
.ocr-tab td.c2{width:40%}
.ocr-tab label{display:flex;gap:9px;align-items:flex-start;font-size:16px;line-height:1.35}
.ocr-tab input[type=checkbox]{margin-top:5px;flex:0 0 auto}
.ocr-val{width:100%;max-width:100%;border:1px solid var(--black);background:var(--white);color:var(--black);
  font-family:var(--serif);font-size:17px;padding:8px 10px}
.ocr-act{display:flex;flex-wrap:wrap;gap:12px;margin:18px 0 0}
.ocr-uwagi{margin:20px 0 0;background:var(--soft);padding:16px 18px}
.ocr-uh{font-size:12px;letter-spacing:.22em;color:var(--gray);margin:0 0 8px}
.ocr-uwagi ul{margin:0;padding-left:18px}
.ocr-uwagi li{margin:0 0 7px;line-height:1.4}
.ocr-uwagi li:last-child{margin-bottom:0}
.ocr-foot{font-size:14px;color:var(--gray);margin:16px 0 0}
.f input.ocr-fill,.f select.ocr-fill{background:var(--soft);box-shadow:inset 0 0 0 2px var(--black)}
@media screen and (max-width:820px){
  .ocr{padding:20px 18px 18px}
  .ocr-head h2{font-size:23px}
  .ocr-tab,.ocr-tab tbody,.ocr-tab tr,.ocr-tab td{display:block;width:auto}
  .ocr-tab td{border-bottom:0;padding:0}
  .ocr-tab td.c1,.ocr-tab td.c2{width:auto}
  .ocr-tab tr{border-bottom:1px solid var(--light);padding:12px 0}
  .ocr-tab td.c1{margin:0 0 8px}
  .ocr-row .btn{width:100%}
}
/* podstawa odczytu i poziom pewnosci */
.ocr-tab .ocr-frag{display:block;margin-top:5px;font-size:.78rem;line-height:1.4;color:var(--gray);font-style:italic}
.ocr-tab tr.ocr-low td{background:var(--soft)}
.ocr-tab tr.ocr-low .ocr-frag{color:var(--black);font-style:normal}

@media print{.ocr{display:none}}

@media print {
  @page { size: A4; margin: 12mm 14mm; }
  body { background: var(--white); }
  body.of-open > *:not(#of-warstwa) { display: none !important; }
  #of-warstwa { position: static; background: none; display: block; }
  .of-bar { display: none !important; }
  .of-scroll { overflow: visible; padding: 0; }
  .of-page {
    width: auto; min-height: 0; margin: 0; padding: 0;
    box-shadow: none; font-size: 9.8pt;
  }
  .of-tab { page-break-inside: auto; }
  .of-tab tr { page-break-inside: avoid; }
  .of-cta { margin: 5px 0 4px; page-break-before: avoid; font-size: 12pt; }
  .of-sign, .of-foot { page-break-before: avoid; }
  .of-sign { margin-top: 8px; }
  .of-line { margin: 9px 0 3px; }
  .of-list li { margin-bottom: 2px; font-size: 9.2pt; }
  .of-wave { margin: -4px auto 18px; }
  .of-foot { position: static; margin-top: 5px; }
}


/* ---------- akcenty graficzne, monochrom ---------- */
.deco{position:absolute;inset:0;z-index:1;pointer-events:none}
.deco svg{width:100%;height:100%;display:block}
.deco-hero svg{opacity:1}
.d-circle{fill:var(--black);opacity:.055}
.d-moon{fill:var(--white);opacity:.075}
.d-lines path{fill:none;stroke:var(--black);stroke-width:.7;opacity:.14}
.d-lines.light path{stroke:var(--white);opacity:.16}

.hero-art{
  position:absolute;top:0;right:0;bottom:0;width:38%;z-index:1;
  background-image:url('../img/hero-slup.png');
  background-size:cover;background-position:center 45%;background-repeat:no-repeat;
  opacity:.55;mix-blend-mode:multiply;
  -webkit-mask-image:linear-gradient(to right,rgba(0,0,0,0) 0%,rgba(0,0,0,.55) 40%,rgba(0,0,0,.9) 100%),linear-gradient(to bottom,rgba(0,0,0,1) 60%,rgba(0,0,0,0) 100%);
  -webkit-mask-composite:source-in;
  mask-image:linear-gradient(to right,rgba(0,0,0,0) 0%,rgba(0,0,0,.55) 40%,rgba(0,0,0,.9) 100%),linear-gradient(to bottom,rgba(0,0,0,1) 60%,rgba(0,0,0,0) 100%);
  mask-composite:intersect;
}

.h-dot{position:relative;padding-left:26px}
.h-dot::before{
  content:'';position:absolute;left:0;top:.62em;width:11px;height:11px;
  border-radius:50%;background:var(--black);
}
.mod-head .num::after{
  content:'';display:inline-block;width:26px;height:1px;background:var(--gray);
  vertical-align:middle;margin-left:10px;opacity:.6;
}

@media (max-width:1000px){
  .hero-art{display:none}
}

/* akcenty w dokumencie oferty */
.of-wave{display:block;width:200px;height:14px;margin:-6px auto 26px}
.of-wave path{fill:none;stroke:var(--black);stroke-width:.8;opacity:.5}
.of-h2{position:relative;padding-left:20px}
.of-h2::before{
  content:'';position:absolute;left:0;top:.55em;width:8px;height:8px;
  border-radius:50%;background:var(--black);opacity:.85;
}
.of-rule{display:block;width:100%;height:10px;margin:16px 0 0}
.of-rule path{fill:none;stroke:var(--black);stroke-width:.7;opacity:.28}

@media print {
  .of-wave, .of-corner, .of-rule-dot { -webkit-print-color-adjust: exact; print-color-adjust: exact; }
}

@media print {
  .of-wave { margin: -4px auto 14px; }
  .of-page { font-size: 9.4pt; }
  .of-tab td { padding: 3.5px 6px; }
  .of-tab th { padding: 3.5px 6px; }
  .of-h2 { margin-top: 14px; margin-bottom: 8px; }
}

/* ---------- dodatkowe akcenty strony ---------- */
.d-ring{fill:none;stroke:var(--black);stroke-width:.7;opacity:.09}
.d-ring.light{stroke:var(--white);opacity:.1}
.d-dots circle{fill:var(--black);opacity:.16}
.d-dots.light circle{fill:var(--white);opacity:.22}

.rule-dot{display:flex;align-items:center;gap:14px;margin:56px 0 8px}
.rule-dot span{flex:1;height:1px;background:var(--line)}
.rule-dot i{width:9px;height:9px;border-radius:50%;background:var(--black);flex:0 0 auto}

.global{position:relative}
.global-art{
  position:absolute;top:-18px;right:-8px;width:210px;height:330px;z-index:0;pointer-events:none;
  background-image:url('../img/akcent-okregi.png');background-size:contain;
  background-repeat:no-repeat;background-position:top center;opacity:.28;
}
.global-grid,.global h2{position:relative;z-index:1}
@media (max-width:1200px){.global-art{display:none}}

/* ---------- oferta: karty, kafle kwot, oś czasu ---------- */
.of-page{position:relative}
.of-top{position:relative;z-index:2;background:var(--white)}
.of-corner{position:absolute;top:0;right:0;width:132px;height:132px;pointer-events:none;overflow:hidden;z-index:0}
.of-corner svg{width:100%;height:100%;display:block}

.of-cards{display:grid;gap:10px;margin:0 0 18px}
.of-cards-3{grid-template-columns:repeat(3,1fr)}
.of-cards-2{grid-template-columns:repeat(2,1fr)}
.of-card{border:.5pt solid var(--black);padding:9px 11px;background:var(--white)}
.of-lab{font-size:7.6pt;letter-spacing:.13em;text-transform:uppercase;color:var(--gray);margin:0 0 4px}
.of-val{font-size:11.5pt;line-height:1.25;margin:0}
.of-sub{font-size:8.4pt;color:var(--gray);line-height:1.3;margin:3px 0 0}

.of-band{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:0 0 20px}
.of-kwota{border:.5pt solid var(--black);padding:11px 12px;background:var(--soft)}
.of-kwota.dark{background:var(--black);color:var(--white)}
.of-kwota.dark .of-lab,.of-kwota.dark .of-sub{color:#D6D6D6}
.of-big{font-size:15pt;line-height:1.15;margin:2px 0 0}

.of-time{list-style:none;margin:0 0 12px;padding:0;position:relative}
.of-time::before{content:'';position:absolute;left:13px;top:8px;bottom:12px;width:1px;background:var(--line)}
.of-step{display:grid;grid-template-columns:28px 1fr 148px;gap:12px;padding:0 0 12px;position:relative}
.of-num{
  width:27px;height:27px;border-radius:50%;border:.5pt solid var(--black);background:var(--white);
  display:flex;align-items:center;justify-content:center;font-size:9pt;letter-spacing:.02em;z-index:1;
}
.of-step-in h4{font-size:10.5pt;margin:3px 0 3px;font-weight:400}
.of-step-in p{margin:0;font-size:9.6pt;line-height:1.35}
.of-when{text-align:right}
.of-term{font-size:8.6pt;color:var(--gray);margin:4px 0 2px;line-height:1.25}
.of-cost{font-size:11pt;margin:0}

.of-total{display:flex;justify-content:space-between;gap:14px;background:var(--black);color:var(--white);padding:7px 12px;margin:0 0 5px}
.of-total p{margin:0;font-size:9.8pt}
.of-total.light{background:var(--white);color:var(--black);border:.5pt solid var(--black)}
.of-total-v{font-weight:700;white-space:nowrap}

.of-rule-dot{display:flex;align-items:center;gap:12px;margin:20px 0 4px}
.of-rule-dot span{flex:1;height:.5pt;background:var(--black);opacity:.35}
.of-rule-dot i{width:7px;height:7px;border-radius:50%;background:var(--black);opacity:.8;flex:0 0 auto}

.of-list-2{columns:2;column-gap:26px}
.of-list-2 li{break-inside:avoid}

@media screen and (max-width:860px){
  .of-cards-3,.of-cards-2,.of-band{grid-template-columns:1fr}
  .of-step{grid-template-columns:24px 1fr;}
  .of-when{text-align:left;grid-column:2}
  .of-list-2{columns:1}
}

@media print{
  .of-corner{opacity:.75}
  .of-card,.of-kwota,.of-step,.of-total,.of-two{break-inside:avoid;page-break-inside:avoid}
  .of-cards{gap:7px;margin-bottom:13px}
  .of-band{gap:7px;margin-bottom:15px}
  .of-card{padding:6px 8px}
  .of-kwota{padding:8px 9px}
  .of-big{font-size:13.5pt}
  .of-val{font-size:10.6pt}
  .of-step{padding-bottom:8px;gap:9px}
  .of-num{width:23px;height:23px;font-size:8pt}
  .of-time::before{left:11px}
  .of-step-in h4{font-size:9.8pt;margin:2px 0}
  .of-step-in p{font-size:8.9pt;line-height:1.28}
  .of-sub{font-size:7.8pt}
  .of-total{padding:5px 9px}
  .of-end{break-inside:avoid;page-break-inside:avoid}
}

/* oferta: rewizja wizualna, numeracja sekcji, lzejsze karty, zebra na osi czasu */
.of-page{counter-reset:sek}
.of-h2{padding-left:0;display:flex;align-items:baseline;gap:12px}
.of-h2::before{
  counter-increment:sek;content:counter(sek,decimal-leading-zero);
  position:static;width:auto;height:auto;border-radius:0;background:none;
  font-family:var(--serif);font-size:8.6pt;letter-spacing:.16em;color:var(--gray);
  flex:0 0 auto;transform:none;
}
.of-h2 span.of-h2-t{flex:0 0 auto}
.of-h2 span.of-h2-fill{flex:1 1 auto;height:.5pt;background:var(--black);opacity:.25;align-self:center;margin-left:2px}

.of-card{border:none;border-left:1.4pt solid var(--black);background:var(--soft);padding:9px 12px}
.of-kwota{border:none;background:var(--light);padding:12px 13px}
.of-kwota.dark{background:var(--black)}
.of-big{letter-spacing:.01em}

.of-step{border-left:none}
.of-step.alt{background:var(--soft)}
.of-step{padding:8px 10px 10px;margin-bottom:2px}
.of-time::before{left:23px;top:14px;bottom:16px}
.of-num{background:var(--white);box-shadow:0 0 0 .5pt var(--black) inset}

.of-two{gap:26px;background:var(--soft);padding:11px 13px;margin-bottom:20px}
.of-two h3{margin-top:0}

.of-end{margin-top:6px}

@media print{
  .of-step.alt, .of-card, .of-kwota, .of-two, .of-num{ -webkit-print-color-adjust:exact; print-color-adjust:exact; }
  .of-step{padding:5px 8px 6px;margin-bottom:1px}
  .of-two{padding:8px 10px;margin-bottom:14px}
  .of-card{padding:6px 9px}
  .of-kwota{padding:8px 10px}
}

/* oferta: kompresja druku po rewizji, docelowo 2 strony A4 */
@media print{
  .of-page{font-size:9.3pt;padding:12mm 13mm}
  .of-h1{margin:2px 0 0;font-size:19pt}
  .of-wave{margin:-2px auto 10px}
  .of-h2{margin-top:11px;margin-bottom:6px}
  .of-two{padding:6px 9px;margin-bottom:11px}
  .of-cards{gap:6px;margin-bottom:10px}
  .of-band{gap:6px;margin-bottom:11px}
  .of-card{padding:5px 8px}
  .of-kwota{padding:6px 9px}
  .of-big{font-size:12.8pt}
  .of-step{padding:4px 8px 5px;margin-bottom:1px}
  .of-step-in p{font-size:8.7pt;line-height:1.25}
  .of-time{margin-bottom:8px}
  .of-total{padding:4px 9px}
  .of-list li{font-size:8.9pt;margin-bottom:1px}
  .of-sign{margin-top:6px}
  .of-line{margin:7px 0 3px}
}

/* oferta: blok przelamania z grafika */
.of-break{
  display:grid;grid-template-columns:1.1fr .9fr;align-items:stretch;
  margin:16px 0 4px;break-inside:avoid;page-break-inside:avoid;
}
.of-break-txt{background:var(--black);color:var(--white);padding:14px 16px 15px}
.of-break-lab{font-size:7.4pt;letter-spacing:.2em;color:#B9B9B9;margin:0 0 6px}
.of-break-q{font-size:15pt;line-height:1.15;margin:0 0 6px}
.of-break-p{font-size:8.8pt;line-height:1.4;color:#DEDEDE;margin:0}
.of-break-art{
  background:url('../img/oferta-kolo.png') no-repeat right center;
  background-size:cover;
  filter:grayscale(1) contrast(1.03);
  mix-blend-mode:multiply;
  min-height:132px;
}
@media screen and (max-width:860px){
  .of-break{grid-template-columns:1fr}
  .of-break-art{min-height:150px;background-position:center 35%}
}
@media print{
  .of-break, .of-break-txt, .of-break-art{ -webkit-print-color-adjust:exact; print-color-adjust:exact; }
  .of-break{margin:11px 0 2px}
  .of-break-txt{padding:10px 12px 11px}
  .of-break-q{font-size:13pt}
  .of-break-p{font-size:8.2pt;line-height:1.32}
  .of-break-art{min-height:104px}
}

/* oferta: zlaczenie grafiki z czarnym panelem */
.of-break-art{
  background-image:linear-gradient(90deg, rgba(0,0,0,.92) 0%, rgba(0,0,0,.45) 14%, rgba(0,0,0,0) 34%), url('../img/oferta-kolo.png');
  background-repeat:no-repeat,no-repeat;
  background-position:left center,right center;
  background-size:100% 100%,cover;
}

/* oferta: domkniecie do dwoch stron A4 po dodaniu grafiki */
@media print{
  .of-step{padding:3px 8px 4px}
  .of-time{margin-bottom:6px}
  .of-h2{margin-top:9px;margin-bottom:5px}
  .of-cards{gap:5px;margin-bottom:8px}
  .of-band{gap:5px;margin-bottom:9px}
  .of-card{padding:4px 8px}
  .of-kwota{padding:6px 8px}
  .of-break{margin:9px 0 2px}
  .of-break-txt{padding:8px 11px 9px}
  .of-break-art{min-height:88px}
  .of-rule-dot{margin:9px 0 2px}
  .of-list li{font-size:8.5pt;line-height:1.3;margin-bottom:1px}
  .of-cta{font-size:11.5pt;margin:4px 0 3px}
  .of-sign{margin-top:5px}
  .of-line{margin:6px 0 2px}
}

/* oferta: ostatnie dogeszczenie druku, dwie strony A4 */
@media print{
  .of-step-in p{font-size:8.4pt;line-height:1.22}
  .of-step-in h4{font-size:9.5pt;margin:1px 0}
  .of-sub{font-size:7.5pt;line-height:1.2}
  .of-val{font-size:10pt;line-height:1.18}
  .of-lab{margin-bottom:2px;font-size:7.2pt}
  .of-card{padding:3px 8px}
  .of-kwota{padding:5px 8px}
  .of-big{font-size:12pt;margin-top:1px}
  .of-term{font-size:8pt;margin:2px 0 1px}
  .of-cost{font-size:10.2pt}
}

/* oferta na malym ekranie: naglowki sekcji nie wychodza za krawedz */
@media screen and (max-width:640px){
  .of-h2{flex-wrap:wrap;gap:6px}
  .of-h2 span.of-h2-t{flex:1 1 100%;font-size:13.5px;letter-spacing:.06em;line-height:1.25}
  .of-h2 span.of-h2-fill{flex:1 1 100%;margin-left:0}
  .of-h1{font-size:22px;line-height:1.2}
}

/* hero WIBOR: grafika fali */
.hero-art{
  background-image:url('../img/hero-fala.jpg');
  background-position:center 40%;
  opacity:.5;
}

/* analiza: blok przelamania z grafika wagi, oraz nota pod kartami */
.an-art{
  background-image:linear-gradient(90deg, rgba(0,0,0,.92) 0%, rgba(0,0,0,.45) 14%, rgba(0,0,0,0) 34%), url('../img/waga-mgla.jpg');
  background-repeat:no-repeat,no-repeat;
  background-position:left center,center 64%;
  background-size:100% 100%,cover;
  filter:grayscale(1) contrast(1.06);
  mix-blend-mode:multiply;
  min-height:152px;
}
.of-note{
  font-size:9.4pt;line-height:1.4;color:var(--gray);
  margin:-8px 0 4px;padding-left:12px;border-left:.5pt solid var(--black);
}
@media screen and (max-width:860px){
  .an-art{min-height:170px;background-position:left center,center 64%}
  .of-tab{table-layout:fixed;width:100%;font-size:8.2pt}
  .of-tab th,.of-tab td{word-break:break-word;padding:4px 5px}
}

@media print{
  .an-art{ -webkit-print-color-adjust:exact; print-color-adjust:exact; min-height:104px; }
  .of-note{font-size:8.4pt;line-height:1.28;margin:-6px 0 3px}
  .of-h2{margin-top:8px;margin-bottom:4px}
  .of-wave{margin:-2px auto 9px}
  .of-cards{margin-bottom:9px}
  .of-band{margin-bottom:10px}
  .of-step{padding-bottom:6px;gap:8px}
  .of-total{margin-bottom:4px}
  .of-list-2 li{margin-bottom:2px;font-size:9pt;line-height:1.3}
  .of-sign{margin-top:6px}
  .of-cta{margin:4px 0 3px}
}